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Today's Rates

First Residential Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 6.750%  6.849%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.256%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 7.000%  7.162%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 7.125%  7.352%  0.000%

Is now the time to buy your dream home?
Looking to save money, pay bills or even update your house by refinancing?

Jill Gray

Assistant Vice President

Office: 708-966-5720
Fax: 219-961-8541
7801 South State Street
Chicago, IL 60619
8:00am to 5:00pm Monday through Friday CST

Jill M. Gray is the Assistant Vice President of Consumer and Residential Lending. Jill has more than 30 years combined of banking, consumer and residential lending experience. She received her Bachelor's degree in Liberal Arts from Chicago State University. Jill prides herself on informing, educating and providing exemplary customer service during the mortgage process and other routine loan inquiries.

Applying online is as easy as 1, 2, 3 -

  1. Apply Now (in as little as 20 minutes)
  2. Submit completed application to be reviewed for instant online approval
  3. Receive follow up on your application from me.

Our goal is to provide you a superior service experience by making applying for your loan as easy as possible, while offering competitive rates, expert knowledge and quick response to your loan inquiry. If you need assistance contact me at 708-966-5720.

Apply Now

 

 

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NMLS Registry Number - 1846221

Important Disclaimer Information:

All loans are subject to credit and underwriting approval. Offer of credit is subject to credit approval. Certain fees and restrictions may apply or other terms and conditions may apply. Terms and conditions subject to change without notice. Rates are subject to change at any time.

Rates and terms vary depending on loan amount, occupancy, loan-to-value, property type, lien position, credit score and debt-to-income.

Loans secured by the borrower’s principal dwelling that exceed the value of the dwelling, the interest on the additional loan amount is not tax deductible. Consult your tax advisor for additional tax deductibility information.

Rate discounts may apply with an automatic payment transfer set up from a Providence Bank & Trust checking account. Talk with a mortgage banker for more details.

Do not send sensitive personal information via email, including account numbers, social security numbers, date of birth or any information that is intended to be kept private.

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Providence Bank & Trust Lender ID#407800.